he next big ticket item on our budget is definitely our transportation expense. This will include this like your car payment and how much gas you put in your car every month. This is an important part of our budget John Moore Devils Jersey , because your car is a vital part of your lifestyle. It helps get you to work, so you can make money to support your lifestyle and it helps you get out to do things you enjoy, because work and money are not everything.
The first thing you need to list when you are making out the budget for your transportation expenses is your car payment. If you don?t have a car payment, congrats! But, this is often the second biggest monthly payment people make next to their mortgage. Most likely you have a set amount you pay the bank every month and like your mortgage, this payment doesn?t fluctuate. So Marcus Johansson Jersey , its pretty safe to just list the amount you pay monthly on your budget.
After you get your car payment down, then you need to list how much you spend on car insurance. Whether you pay it monthly, quarterly, or twice a year, it is still important to include on your monthly budget, because if you set aside money every month Jesper Bratt Jersey , you?ll be amazed how easy it is to write that car insurance check every six months! Depending on your car insurance company, sometimes you will save money every time it renews and you haven?t had any accidents. You may also save money on your car insurance when you turn 25 or when you get married, but your overall savings really depends on your insurance company, so if you feel like your company isn?t doing all it could for you, then maybe its time to start price shopping and see if its time to switch insurance company?s.
Your fuel expense is the next item on this part of your budget. Because of rising gas prices, this may be another portion of your budget where you should figure a little higher Miles Wood Jersey , and this maybe an area you would want to transfer the savings from other areas of your budget. You can also conserve gas by making a list before you go out and doing everything on your list, instead of coming home several times and having to make several trips. Need to pick your kids up from school at 3:00? Maybe you could save that trip to the grocery store until right before you have to pick them up. If you live close enough to bike or walk to where you need to go, give yourself extra time and do that instead wasting gas to go a mile up the road. Conserving fuel is hard, but it is possible.
Another part of your transportation budget that you may not think about is the amount of money you spend on repairs and car services. This amount should include the amount of money you spend on oil changes, check ups, and inspections. Its also a good idea since you probably don?t do those things every month Michael Grabner Jersey , to put money away every month for those expenses, plus bigger car expenses like new tires, a new transmission, or fuel pump because you never know when the worst will happen, but it helps to be prepared for it.
It?s harder to cut cost in this transportation area of your budget to save money, but this may be an area you want to put your savings from other areas of your budget Brian Gibbons Jersey , to give yourself some wiggle room. This is definitely one of the places most of your finances might go, but that is why you are writing your budget down on paper, so you can evaluate each part of your expenses and see where all your money is going.
LONDON, Sept. 22 (Xinhua) -- A journal showing how Britain's 19th century monarch Queen Victoria learned to write Hindustani has gone on public display for the first time.
The diary brings to life the remarkable true story, now captured in a blockbuster movie, of the friendship between the widowed queen and Abdul Karim Pavel Zacha Jersey , her Indian servant and tutor.
The diary is the latest exhibit at Osborne, the queen's home on the Isle of Wight, where some scenes for the film were shot.
The diary, showing how Victoria learned to write Hindustani under the tutelage of Karim, has been loaned by Queen Elizabeth to Osborne from the Royal Archive.
Dating from 1895, the incredibly rare diary shows Urdu characters in the Queen Victoria's own handwriting Cory Schneider Jersey , above Abdul Karim's careful instruction. Alongside the journal are two signed photographs of Abdul at Osborne, also on display for the first time. Victoria spent many hours with her "Munshi" (teacher) Abdul Karim.
Michael Hunter, English Heritage's Curator at Osborne, said: "The diary gives an intimate glimpse into the relationship of Queen Victoria and Abdul Karim. It's fascinating to see this elaborate script in her own handwriting, and the painstaking way that Abdul set out the lessons."
"Queen Victoria was incredibly curious about India and its traditions, so to learn Hindustani and write in Urdu was a hobby to which she remained faithful almost up to her death in 1901. It's an honor to have the diary back where it would originally have been written Kyle Palmieri Jersey , to be returned home to Osborne once more."
The diary is on show until Sept. 30.
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